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The easiest way to pay your bills.

  • Convenience
  • Smaller Payments
  • Pay Off Loans Faster

Benefits of SMART Payment Plan®

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Convenience

No need to write and mail checks. Smaller automated payments are easier.

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Match smaller payments to paydays®

Simplify your budgeting and finances.

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Pay off loans sooner – reduce debt faster

Home mortgages up to 7 years faster. Auto loans up to 8 months faster.

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Reduce interest charges

Paying off your loans early reduces interest charges.*

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Eliminate late fees

On-time payments improve credit scores.

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Build equity faster

Own your car or home sooner, and own more when you sell or trade.

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Safe and secure payments

Electronic payments are safer than mailing checks.

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Good for the environment

Less paper saves trees, and less mail reduces carbon emissions.

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*Interest reduction does not include plan fees. In some instances, fees may exceed interest reduction.

What Are My Benefits?

Fill in the fields below to find your benefits with SMART Payment Plan®

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What our clients are saying…

We recently asked our clients how we are doing. Here are some responses...

I can't imagine living without SMART Payment Plan!

Lauren Landreville

With SMART Payment Plan I paid off my car faster and sooner than I thought!

Chefran Cruz

SMART Payment Plan has made our life so much easier and we don't miss any of our scheduled payments!

Katina Hungerford

SMART Payment Plan has really helped me with money management, financial planning, as well as to budget strategically and pay my bills on time!

DerWayne Henry

We love SMART Payment Plan are very thankful for you!

Nicole Burnett

I love love love that I can pay my loan off faster!

Yashica Harris

Ever since I've been with SMART Payment Plan I've never had a late payment!

Paige Crounse

I love not having to worry about making my car payments on time!

I love SMART Payment Plan!

Phillip T.
We love SMART Payment Plan. So easy and hassle-free. We are using it for our mortgage too.
Brian M.
I am always so busy that paying my bills is the last thing I want to think about. My dealer offered me SMART Payment Plan when I bought my car. They help me make my payments on time and I'm paying my loan off sooner. Thank you!
Gabby C.
I use them for my house, car and school loan payments. It's so much easier to have smaller payments that match my paydays. Over four years and have never had a problem. I love it.
Joshua D.
This is a great service and it really helps me manage my budget. I have not been late on a payment since I signed up.
Anonymous
The Smart Payment Plan has been an outstanding asset to me. I've been able to pay-off over $20,000 in car payments without any stress or emotional pressure. My payments were automatically made for me without the worry of remembering dates or having late fees. For anyone who feels overwhelmed with debt, I strongly urge them to avail themselves of this company. One's stress & concern about debt will be alleviated.
Brian L.
SMART Payment Plan has made a huge impact on my personal and business life. SMART has made my life simple and I have zero stress about traveling or getting busy with family, work, etc. I never worry about any of my bill being due or being late - it's so easy and convenient!
Virginia B.
I've been with them for years!!! They are awesome!!!
Jo Ann G.
This is the first time I have used your service , it works great for my budget. Thanks Smart Payment plan. Keep up the good work.
Arturo R.
The Smart Payment Plan helps me pay my bills on time without having to worry of late or missed payments. It's simple and easy to use. The best part of it helps payoff bills early.
Samantha B.
They should call this the EASY plan because it makes my life a lot easier. Paying my bills and making it between paydays is so much easier with smaller bill payments that happen automatically when I get paid.
Jay B.
I love SMART Payment Plan. I travel a lot and they take the stress out of paying my bills! Thank you SMART Payment Plan!
Chandra R.
I recommend Smart Pay to all my friends. Thanks to them we saved money by paying car off early. It really helps you manage money wisely.
Janice I.
I've been using them since November 2011 when we bought our Accord. Now, I have them pay my car, home, cable bill and credit card. Makes my life so easy and now I have less things to worrry about. Love, Love, Love it.
Steven G.
Great way to break down the monthly bills. IT helped me set a budget me and my wife could afford.

What the experts are saying…

Oprah describing "one easy step" to cut years off of a mortgage

Mr. Wonderful says make a plan to accelerate principal payments on your mortgage, student loans and credit cards.

How SMART Payment Plan® works

Let Us Pay Your Bills®
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