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Benefits

  • Convenience
  • Simplify Budgeting
  • Pay Off Loans Faster

Benefits of SMART Payment Plan®

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Convenience

  • No need to write and mail checks.
  • Smaller automated payments are easier.
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Match smaller payments to paydays®

  • Simplify your budgeting.
  • Improve cash flow.
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Pay off loans sooner – reduce debt faster

  • Pay off home mortgages up to 7 years faster.
  • Pay off auto loans up to 8 months faster.
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Reduce interest charges

  • Early payoff reduces interest charges.*
  • Eliminate late fees

*Interest reduction does not include plan fees. In some instances, fees may exceed interest reduction.

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Build equity faster

  • Own your car or home sooner.
  • Own more when you sell or trade.
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Safe and secure payments

  • Guaranteed fraud protection.
  • Safer than writing a check.
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Good for the environment

  • Less paper saves trees.
  • Less mail reduces carbon emissions.
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What Are My Benefits?

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